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All Together Program Overview

Merging 21st century societal trends are heavily impacting the workplace by increasing corporate costs & risk related to plan member health issues. Our impact in the workplace is real. Our Medical Director service, along with our Care Management team and national resource network accelerates medical problem resolution and return to health & work which translates into time and money savings.

Examples MedExtra Solution Real-time implementation Cost Savings
Cessation LTD benefits Benefits 8 weeks $1,500 $3,000 / month restored
Office meltdown – Opaque claim Cannabis “Addiction” 4 weeks $950 $11,000
Workplace conflict – Union grievance Diagnosis early dementia 6 weeks $1,800 $15,000
Repeated opaque absenteeism EE dismissed 2 weeks $0* $8,000
Unfit to work – Consult 6 months Diagnosis – Fit to work 3 weeks $0* $6,500
Possible MS – Consult 5 months MS ruled out 3 weeks $0* $6,500
Possible MS – Consult 4 months MS ruled out 2 weeks $0* $8,400
Painful rash – Consult 4 months Diagnosis & treatment 2 weeks $375 & OHIP $8,400
Chronic pain – No diagnosis Diagnosis & treatment 2 weeks $600 LTD mediation
Diabetes – Unfit to work Endocrinology consult 3 weeks $475 $6,500

*All-inclusive capitated plan.

  1. Workforce Demographics – Millenials replacing baby boomers.
  2. Healthcare – Overwhelmed physicians, wait lists & care delays.
  3. Disability – Mental health is #1 cause of disability (>30% of claims)
  4. Disability Management – This worked for cancer, heart disease, trauma.
  5. The Legal Environment – Claim adjudication decisions are increasingly being grieved or litigated.